Your framework for
smarter financial decisions.

Smarter

financial decisions

Welcome to Financial Rubrics, where we provide a structured framework to help dual-income households make smarter financial decisions.

We help high-achieving families organize their finances, protect what matters, and create a strategy to thrive—without sacrificing lifestyle or freedom.

Saving is only part of the equation — true financial security comes from organizing all the pieces of your financial puzzle.

Who we help

You’ve worked hard to build a life for your family—and you’re still in the thick of it. Mortgage, work deadlines, kids, car loans, and big goals.

You earn a good living, but you’re wondering:

Are we...

making the most of what we have?

How do we balance...

paying off debt and growing wealth?

What happens if...

something unexpected hits?

We specialize

in working with:

Dual-income households

hardworking families with big goals

Professionals across all industries

medical, tech, law, education, business

Families juggling:

mortgages, retirement planning, and competing priorities

Contact Us

Ramiro Marmolejo, CFP®, ChFC®