About

Ramiro Marmolejo

Your Financial Advisor

In my opinion, everyone deserves a financial plan. There’s a simple reason for this. Money can be a huge source of stress. Having a Financial Plan is one of the most important aspects of financial wellness. It’s what allows you to view the big picture and create long and short-term objectives. It’s easier to make financial decisions and stay on track to reach your goals when you have a financial plan. Consider your financial strategy as a navigation system. It makes getting to your destination easier and a lot less stressful.

For Almost 20 Years

I’ve worked in the financial services industry. I worked in the banking, insurance, and investment businesses throughout that time. I’ve worked for both major enterprises and small businesses. I chose to work for a smaller, independently owned, financial planning firm because I believe it allows me to deliver greater service to my clients. What I discovered is that I can deliver far more personalized service with smaller firms. My clients aren’t just a number or a speck in a vast sea.

Every client is important.

I also realized that smaller businesses have access to the same or better technology, resources, and tools as large corporations. Working for a smaller firm has taught me that my clients’ thoughts and feedback matter and have a significant impact on the organization’s operations and future direction.

My Approach

to working with clients is straightforward

Financial plans are like automobile engines. Every vehicle has one, but some are far more fuel efficient than others. Your financial engine is made up of various parts that work together to keep it operating. You could be losing money without even realizing it if one or more of these components is out of tune. To make your financial engine run better, I review each of these components (Cash flow, Debt Management, Protection, Savings, and Growth) and improve their efficiency.

My goal is to help you build wealth, enhance retirement income, leave a larger legacy for your heirs and charities, lower taxes, provide you more flexibility and control over your money, and give you peace of mind that your money will last as long as you do.

San Antonio is where I was born and raised. I have a wonderful wife and two amazing children. I have a passion for dog and cat rescue, Disney, travel, and martial arts. My family and I are committed to the aim of no-kill animal shelters, and along the journey have adopted three dogs and two cats! My house can feel a little like Noah’s ark at times, but it’s worth it!

I graduated with a Bachelor of Business Administration in Finance and Management from the University of Texas at San Antonio. I also hold the designations of CERTIFIED FINANCIAL PLANNER ™ and Chartered Financial Consultant®. For the years 2020, 2019, 2018, 2017, and 2016, I was named a Five Star Wealth Manager®. For more information about this award, please click here https://www.fivestarprofessional.com/public/wmresearc.

Think It Makes Sense to Discuss A Personalized Financial Plan?

Schedule your FREE initial consultation now, so we can discuss your desired financial goals and a plan to help you get there!